Inspiring Girls Empowering Women

The Women’s Fund, an endowed fund of the FM Area Foundation, was created in 2000 by the FM Area Foundation in partnership with a group of women in the community who saw a need to do more for women and children in Cass and Clay counties.

Through the support of 120+ committee members, hundreds of donors, the Chambers Family Fund, the Alex Stern Family Foundation and the Otto Bremer Foundation, the Women's Fund Endowment reached its $1 million goal in 13 years and continues to grow to this day. The Women’s Fund promotes programs that inspire, empower and educate women and girls across our communities. It also allows gifts of all sizes to be pooled together to make an even greater difference, and because it is endowed, the fund provides grants to nonprofits that support the mission of the Women's Fund in our community year after year. 

You can help make a difference for women and children in the FM area for years to come by making a tax-deductible donation to the Women's Fund. Give today.



Women’s Fund Mission

To improve the quality of life for all people by enriching the lives of women and girls in the Fargo-Moorhead area communities.


Ways to Give

Give Now

You can start supporting the community now with an outright gift of:

  • Cash

    A cash gift is the simplest way to establish a fund at the FM Area Foundation or give to an existing fund. Cash gifts are fully deductible up to 50 percent of the donor’s adjusted gross income in any one year. Deduction amounts exceeding this limit may be carried forward for up to five additional years.

  • Securities

    Gifts of appreciated securities (stock, bonds and most mutual funds) result in a charitable deduction for the full market value of the donated asset and minimize capital gains taxes. If you have held the securities for one year or longer, the current value generally is tax-deductible up to 30 percent of your adjusted gross income, with a five-year carryover if the gift amount is more than the 30 percent limit.

  • Real Estate

    Gifts of real estate can include a house, apartment building, farm, vacation home, commercial buildings, and income-producing or non-income producing land. A gift of real estate you have owned for more than a year entitles you to a tax deduction for the fair market value of the property, and you avoid paying capital gains taxes.

  • Life Insurance

    When you name the FM Area Foundation as the owner and beneficiary of an existing or new life insurance policy, you receive an immediate tax deduction that usually approximates the cash surrender value of the policy. All premium payments made thereafter are deductible as a charitable contribution.

Give Later

You can give through your estate plan by designating the FM Area Foundation as the beneficiary of:

  • Gift in your will

    Including a charitable gift in your will is a simple way to make a lasting impact on the causes and charities you love. A gift may be made in your will or trust directing a gift to the FM Area Foundation, which will be used to create or support your charitable fund that benefits the community forever and becomes your personal legacy of giving. When defining your gift, you can specify that the FM Area Foundation receive a stated dollar amount, a specific piece of property, a percentage of your total estate, the remainder of your estate after distributions to other beneficiaries, or you can make your gift contingent on certain events. It is easy to do and allows you to use your assets while you are living and reduce the amount of estate tax paid by your estate.

  • Your retirement plan

    Donating part or all of your unused retirement assets, such as your IRA, 401(k), 403(b), pension or other tax-deferred plan, is an excellent way to make a gift to the FM Area Foundation. If the retirement assets were given to your family, much of the value may be lost through estate and income taxes. By designating the FM Area Foundation as the beneficiary of all or part of your IRA (using a beneficiary designation form provided by your custodian), the full value of the gift is transferred tax free at your death and your estate receives an estate tax charitable deduction.

  • A life insurance policy

    Many people find that the protection offered by life insurance policies is no longer needed later in life. At that time, a life insurance policy can become an ideal tool for charitable giving. A few steps need to be taken to donate a life insurance policy. You start by irrevocably assigning your insurance policy to the FM Area Foundation and naming the Foundation as the sole beneficiary. You can make annual tax-deductible contributions to cover the policy's annual premium. Or, if the policy is paid up, you will receive an immediate tax deduction in an amount equal to the policy's cash surrender value.